diff --git a/openbb_sdk/README.md b/openbb_sdk/README.md
index c408bdfec1b..fbf14c7def5 100644
--- a/openbb_sdk/README.md
+++ b/openbb_sdk/README.md
@@ -68,8 +68,8 @@ You can also specify your keys at runtime:
 
 ```python
 from openbb import obb
-obb.settings.credentials.fmp_api_key = "REPLACE_ME"
-obb.settings.credentials.polygon_api_key = "REPLACE_ME"
+obb.user.credentials.fmp_api_key = "REPLACE_ME"
+obb.user.credentials.polygon_api_key = "REPLACE_ME"
 ```
 
 ### 3. From OpenBB Hub
diff --git a/openbb_sdk/sdk/core/README.md b/openbb_sdk/sdk/core/README.md
index e20b9766a01..96b68b375c8 100644
--- a/openbb_sdk/sdk/core/README.md
+++ b/openbb_sdk/sdk/core/README.md
@@ -237,10 +237,10 @@ These are your user settings, you can change them anytime and they will be appli
 ```python
 from openbb import obb
 
-obb.settings.profile
-obb.settings.credentials
-obb.settings.preferences
-obb.settings.defaults
+obb.user.profile
+obb.user.credentials
+obb.user.preferences
+obb.user.defaults
 ```
 
 #### System
@@ -298,7 +298,7 @@ obb.account.login(pat="your_pat", remember_me=True)  # pragma: allowlist secret
 obb.account.login(email="your_email", password="your_password", remember_me=True)  # pragma: allowlist secret
 
 # Change a credential
-obb.account.settings.credentials.polygon_api_key = "new_key"  # pragma: allowlist secret
+obb.user.credentials.polygon_api_key = "new_key"  # pragma: allowlist secret
 
 # Save account changes
 obb.account.save()
diff --git a/openbb_sdk/sdk/core/openbb_core/api/rest_api.py b/openbb_sdk/sdk/core/openbb_core/api/rest_api.py
index 2c4d85d722b..0ae5f009de3 100644
--- a/openbb_sdk/sdk/core/openbb_core/api/rest_api.py
+++ b/openbb_sdk/sdk/core/openbb_core/api/rest_api.py
@@ -6,8 +6,8 @@ from openbb_core.api.dependency.user import get_user_service
 from openbb_core.api.router.account import router as router_account
 from openbb_core.api.router.commands import router as router_commands
 from openbb_core.api.router.coverage import router as router_coverage
-from openbb_core.api.router.settings import router as router_settings
 from openbb_core.api.router.system import router as router_system
+from openbb_core.api.router.user import router as router_user
 from openbb_core.app.model.abstract.error import OpenBBError
 from openbb_core.app.model.profile import Profile
 from openbb_core.app.model.user_settings import UserSettings
@@ -28,7 +28,7 @@ app = FastAPI(
     },
 )
 app.include_router(router=router_account, prefix="/api/v1")
-app.include_router(router=router_settings, prefix="/api/v1")
+app.include_router(router=router_user, prefix="/api/v1")
 app.include_router(router=router_system, prefix="/api/v1")
 app.include_router(router=router_coverage, prefix="/api/v1")
 app.include_router(router=router_commands, prefix="/api/v1")
diff --git a/openbb_sdk/sdk/core/openbb_core/api/router/settings.py b/openbb_sdk/sdk/core/openbb_core/api/router/user.py
similarity index 94%
rename from openbb_sdk/sdk/core/openbb_core/api/router/settings.py
rename to openbb_sdk/sdk/core/openbb_core/api/router/user.py
index 79e8e844751..e98ccda6850 100644
--- a/openbb_sdk/sdk/core/openbb_core/api/router/settings.py
+++ b/openbb_sdk/sdk/core/openbb_core/api/router/user.py
@@ -4,7 +4,7 @@ from openbb_core.app.model.credentials import Credentials
 from openbb_core.app.model.user_settings import UserSettings
 from typing_extensions import Annotated
 
-router = APIRouter(prefix="/settings", tags=["Settings"])
+router = APIRouter(prefix="/user", tags=["User"])
 
 
 @router.get("")
diff --git a/openbb_sdk/sdk/core/openbb_core/app/static/app_factory.py b/openbb_sdk/sdk/core/openbb_core/app/static/app_factory.py
index 10a59f3b005..ea2a0c45e8f 100644
--- a/openbb_sdk/sdk/core/openbb_core/app/static/app_factory.py
+++ b/openbb_sdk/sdk/core/openbb_core/app/static/app_factory.py
@@ -25,12 +25,12 @@ def create_app():
 
         Basic utility menus:
             - account
-            - settings
+            - user
             - system
             - coverage
 
         Built-in extensions:
-            - charting: utility extension common to all built-in extensions
+            - charting
             - crypto
             - economy
             - fixedincome
@@ -50,7 +50,7 @@ def create_app():
             return self._account
 
         @property
-        def settings(self) -> UserSettings:
+        def user(self) -> UserSettings:
             return self._command_runner_session.user_settings
 
         @property
diff --git a/openbb_sdk/sdk/core/tests/api/router/test_settings.py b/openbb_sdk/sdk/core/tests/api/router/test_router_user.py
similarity index 91%
rename from openbb_sdk/sdk/core/tests/api/router/test_settings.py
rename to openbb_sdk/sdk/core/tests/api/router/test_router_user.py
index f7d48b8b21f..e02c1603106 100644
--- a/openbb_sdk/sdk/core/tests/api/router/test_settings.py
+++ b/openbb_sdk/sdk/core/tests/api/router/test_router_user.py
@@ -2,7 +2,7 @@
 import asyncio
 from unittest.mock import Mock
 
-from openbb_core.api.router.settings import patch_user_credentials, read_users_settings
+from openbb_core.api.router.user import patch_user_credentials, read_users_settings
 from openbb_core.app.model.credentials import Credentials
 from openbb_core.app.model.user_settings import UserSettings